Emissão de cheques sem fundo: uma análise estatística

Abstract

This article uses a classificatory model—discriminant analysis—to identify a new client as a potential person who can, or not, write bounced checks. The results show that it is possible to determine the profile those that can wrote checks on non-existent balances with a probability of 86% of success. Key words: Bounced checks; discriminant analysis; classification of credit.